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Corporate Building

Mid America Banking Insurance Services, Inc.

Mid America Banking Insurance Services, Inc. (MABIS) offers a full line of insurance products tailored to the unique exposures of a financial institution. We have an experienced staff with over 100 years of combined experience insuring banks, and we offer a variety of top-level carriers with competitive pricing and coverages designed for the unique loss exposures of the financial institution industry.

Directors & Officers

  • Management & Professional
  • Separate Limits/Separate Aggregates
  • Non-cancelable
  • Directors & Officers
    • Separate limit side A
    • Securities coverage
    • Depositor liability
    • Privacy coverage
  • Employment Practices
    • Optional third-party coverage
  • Fiduciary Liability
  • Lender Liability
    • Third-party coverage
  • Bankers Professional Liability
    • Third-party coverage
  • Trust Errors and Omissions

Cyber Liability Coverage provided by: *Chubb, FinSecure, One Beacon, Progressive, Travelers & Zurich; all companies rated ‘A’ or better.

Cyber Liability


With online banking and the need to meet commercial customers’ online banking needs, the banking industry has evolved into a new age of unique risk and exposure. With our line of Cyber Liability products, IBIS can offer a wide range of products for cyber and privacy exposures from some of the top carriers in the market.

  • Data Breach Liability
  • Cyber Liability
  • Privacy & Security Breach Response Expense
  • Public Relations Expense
  • Cyber Extortion
  • Network Interruption

Financial Institution Bonds

  • No Aggregate Limit
  • Coverage for Counterfeit Checks
  • Coverage for Self-Storage Boxes on Premises
  • Cyber Extortion
  • Fraudulent Email, Fax and Voice
  • Kidnap/Extortion
  • Optional Electronic Notes
  • Claim Audit Expenses up to $100,000
  • Off-site ATM Coverage
  • Defective Signatures Real Property Laws
  • Transit Coverages
  • Stop Pay Legal Liability
  • Wrongful Check Dishonor
  • Credit/Debit Card Coverage
  • Excess Deposit Coverage

Coverage provided by: *Chubb, FinSecure, One Beacon, Progressive, Travelers & Zurich; all companies rated ‘A’ or better.

Lender Protection Products

Credit Insurance Products

Single and Joint Credit Life

Offers life insurance benefits for borrowers on an installment loan. This life insurance policy is designed to be written on a single borrower or multiple borrowers to pay off debt upon the death of the borrower.

Single or Joint Credit Disability

Offers a monthly disability benefit for borrowers on installment loans. This credit insurance policy is designed to be written on a single borrower or multiple borrowers to make loan payments if a borrower becomes sick or disabled and is unable to work.

Mortgage Life and Disability
Blanket Lender Single Interest
Home Equity Protection
Guaranteed Auto Protection (GAP)
Frost Financial
Privately Held Third-Party Administrator

Blanket Mortgage
Debt Cancellation
Lender Placed Insurance for Mortgages
Lender Placed Flood
Lender Placed Collateral Protection

Safety Group

Property Coverages
  • Blanket coverage building and contents
  • Blanket EDP coverage
  • Extra expense – specific and blanket
  • Valuation – replacement/no co-insurance clause
  • $500,000 property basket Limit per scheduled location
  • Foreclosed property coverage
Liability Coverages
  • Aggregate per location
  • Customer personal injury endorsement
  • Worldwide coverage
Auto Coverages
  • Fellow employee exclusion removed
  • Symbol 10, 2, 8
  • Employees as insured’s endorsement
Workers’ Compensation
Umbrella/Excess Liability Coverages
  • No retention
  • Pay on behalf of
  • Aggregate limits per location
  • Worldwide coverage
Additional Coverages
  • Felonious Assault Coverage
  • Mortgage Holder Errors and Omissions

Meet the team

Karin Smith

Karin Smith, CISR

Professional Lines Account Coordinator I
Leslie Roseboom

Leslie Thomas

Safety Group Account Associate I
Lavern Carpenter

LaVern Carpenter, CIC, CISR

Special Projects Account Coordinator I
Dave Sheets

David Sheets, MBA, CIC, CRM

Vice President
Graham Dahler

Graham Dahler, MBA, CIC, CRM

AVP, Regional Executive Manager
Jeremey Helmers

Jeremy Helmers

AVP, Territory Manager
Skip Tyler

Skip Tyler

AVP, Territory Manager