Skip Nav
Financial tools

Annuities

Single Premium Deferred Annuity (SPDA)

Premium is paid in a one-time lump sum payment. Income taxes on the earnings are deferred until they are withdrawn. This is an excellent annuity for IRA rollovers or any other single premium need.

Flexible Premium Deferred Annuity (FPDA)

This type of annuity allows the customer to make multiple or installment premium payments. Installments may be increased, decreased or even stopped based on the customer’s premium paying ability. This is a good investment vehicle for a savings plan for retirement or any other future use.

Single Premium Immediate Annuity (SPIA)

An immediate annuity is purchased with a single premium with disbursements back to the customer to begin no later than one year from the date of purchase. This annuity provides for a guaranteed series of substantially equal payments made to the customer (not less frequently than annually) either for a specific period or for life. This form of annuity is best for liquidating assets to begin and maintain a continuous flow of income back to the customer. This is a good vehicle for pension funds.

Indexed Annuities

Index annuity is a single premium deferred annuity providing the safety of traditional annuities and the superior long-term growth potential of equity markets – the best of both worlds.


Annuity Matrix

Matrix

IBIS Markets

Company Listing
American Equity Investment Life Insurance Co.

Rated A- by A.M. Best

American National Insurance Co.

Rated A by A.M. Best

Athene Annuity & Life Co.

Rated A by A.M. Best

Atlantic Coast Life Insurance Co.

Rated B++ by A.M. Best

Cincinnati Life Insurance Co.

Rated A+ by A.M. Best

Delaware Life

Rated A- by A.M. Best

EquiTrust

Rated B++ by A.M. Best

Fidelity and Guaranty Life Insurance Co.

Rated A- by A.M. Best

Guaranty Income Life Insurance Co.

Rated B++ by A.M. Best

Guggenheim Life & Annuity Co.

Rated B++ by A.M. Best

Oxford Life Insurance Co.

Rated A by A.M. Best

Reliance Standard Life Insurance Co.

Rated A++ by A.M. Best

The Standard Insurance Co.

Rated A by A.M. Best

United Life Insurance Co.

Rated A- by A.M. Best


Contact Us

For annuities questions, contact us at (800) 532-1423

Meet the team

Don Easte

Don Easter, FLMI, CLU

Assistant VP/Territory Manager
Michelle Smith18

Michelle Smith, ACS, ALMI

Assistant Marketing Representative