Iowa Bankers Association Iowa Bankers Mortgage Corporation
Iowa Bankers Insurance
and Services
8800 NW 62nd Avenue
PO Box 6210
Johnston, IA 50131
Toll-Free: 800-532-1423
Fax: 515-286-4214

IBBP Customer Service:
125 Claim Fax:
IBBP Billing Fax:

Agent Customer Service:

Iowa Bankers Benefit Plan (IBBP)

Iowa Bankers Benefit Plan (IBBP)

Employer Iowa Bankers Benefit Plan (IBBP)

The Iowa Bankers Benefit Plan (IBBP) is an Iowa-based entity affiliated with the Iowa Bankers Association (IBA). Formed in 1978 as a small group health insurance trust, the IBBP has evolved into a significant health insurance organization in the State of Iowa, insuring over 11,000 employees and approximately 30,000 members. The IBBP has a long history of providing cost-effective health, dental, vision, life, and disability insurance benefits to the employees of participating employers and their dependents. Participation in the IBBP is limited to employers that are financial institutions domiciled in the State of Iowa and their branches located outside the State of Iowa.

The IBBP is a tax-exempt Voluntary Employee Beneficiary Association (VEBA) under Internal Revenue Code 501(c) (9), a Multiple Employer Welfare Arrangement (MEWA) under ERISA, and holds a Certificate of Registration to conduct business in the State of Iowa. The IBBP complies with all regulatory requirements and files one 5500 on behalf of all participating employers.

Iowa Bankers Insurance and Services, Inc. (IBIS), manages all administrative functions for the IBBP, including customer service. IBIS has an administrative services agreement with Wellmark Blue Cross and Blue Shield of Iowa, Delta Dental of Iowa, and The Standard Insurance Company for provider service contracting and/or claims processing.

Wellmark Blue Cross and Blue Shield

Wellmark Blue Cross and Blue Shield of Iowa provides health insurance to over two million members in Iowa and South Dakota. As a member of the Blue Cross and Blue Shield Association, Wellmark Blue Cross and Blue Shield of Iowa is part of a national network of 39 plans that insures more than 99 million people—or nearly one in three Americans—in all 50 states, the District of Columbia, and Puerto Rico.

Delta Dental of Iowa

Delta Dental of Iowa administers dental claims for the IBBP, and the IBBP has added Delta Dental of Iowa's DeltaVision plan to the list of benefits employers can offer to their employees. Ninety-three percent of Iowa’s dentists participate with Delta Dental. Delta Dental of Iowa is part of the national Delta Dental Plan Association, which provides IBBP members access to a national network of dentists who participate with Delta Dental. The DeltaVision plan uses the EyeMed network of providers and has providers throughout the state of Iowa.

The Standard Insurance Company

The Standard Insurance Company of Portland, Oregon, has provided short term and long term disability coverage and group term life coverage to IBBP members since 1991.

For Additional Information

If you would like additional information about any of the benefits offered by the IBBP, contact a marketing representative at 800 532-1423 or a customer service representative at 800 258-1415. 

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Mid America Banking Insurance Services, Inc., a subsidiary of IBIS, provides insurance programs to banks outside of Iowa. 

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The Iowa Bankers Association (IBA) is dedicated to serving Iowa banks and their employees.

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Iowa Bankers Mortgage Corp. (IBMC) offers the products & experience Iowa banks need in the secondary mortgage market.

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